77 / 100

Cumberland County, PA

RANK #233 / 996  ·  POP 261,269  ·  PA

PROJECTED GROWTH: +1.9%

Cumberland County combines solid growth with real affordability — a rare combination.

[01] Why Cumberland County?

Boiling Springs, a designated Appalachian Trail Community, offers a notable charm with its natural beauty, including Children's Lake and the Yellow Breeches Creek, known for fly-fishing. Located in south-central Pennsylvania, Cumberland County is minutes from Harrisburg and within a two-to-three-hour drive of major Northeast cities like Philadelphia, Baltimore, and Washington D.C. The county provides various commute options, including bus services, carpooling, and vanpooling, alongside park-and-ride lots. The community blends rural landscapes with walkable towns, offering extensive outdoor recreation with three state parks and numerous hiking and biking trails.

Life in Cumberland County appeals to families and those seeking a balanced lifestyle. The county is home to nine school districts, including highly-rated Cumberland Valley School District, and several colleges and universities. The economy benefits from diverse sectors such as manufacturing, healthcare, education, and government, including the U.S. Army War College. Recent economic developments include investments in manufacturing, with companies expanding facilities and increasing production capacity. The cost of living in the region is below the national average, contributing to its appeal.

[02] Market Snapshot

Housing Ratio
3.5x

Undervalued relative to economy

GDP Growth
+3.2%

Above national median

Home Prices
+3.8%

Outpacing national median

Climate & Terrain
-0.6

Below-average climate & terrain

Price/Rent
13x

Below national median (13x)

Housing looks undervalued at 3.5x — home prices are low relative to local economic output. The typical U.S. county is 4–6x.

[03] Signal Profile

[04] Home Value Growth vs National

Cumberland County U.S. National

The Numbers

DEMOGRAPHICS
Population
261,269
+1.53% YoY
Median Household Income
$82,849
Median Home Value
$246,200
+3.79% 12mo
Median Rent
$1,146
Average Annual Pay
$65,149
+4.9% YoY
Employment
137,668
+0.8% YoY
Income-to-Home-Value
0.3365
More affordable than average
Migration Inflow
4.56%
of pop. from another state

Market Activity

REAL ESTATE
Median Sale Price
$300,000
Days on Market
33
Active market
Months of Supply
2.1
Seller's market
Sale-to-List Ratio
98.6%
Near asking price
Sold Above List
29.2%
Listings w/ Price Drops
23.7%
Building Permits (2024)
1,037
Single-Family Permits
729

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Capital Investment

$15,428M
TOTAL
PROJECT AMOUNT STATUS
Pennsylvania Digital 1 (PAX-1) Hyperscale Data Center Campus
Carlisle Development Partners / PowerHouse Data Centers
$15,000M Under Construction
Hecate Solar Farm
Hecate Solar
$175M Planned
Schreiber Foods Shippensburg Facility Expansion
Schreiber Foods
$133M Under Construction
Mechanicsburg Solar Project
Undisclosed
$70M Operating
Community Solar Portfolio (Multiple Projects)
Various (SunTribe, Borrego Solar Systems, etc.)
$50M Planned

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[06] Score Breakdown

GDP Growth +3.2% 61 percentile
Population Growth +1.5% 83 percentile
Income Growth +7.6% 28 percentile
Vacancy Rate 0.6% 90 percentile
Home Price Change +3.8% 80 percentile
Rent Growth +1.7% 30 percentile
Price/Rent 13x 55 percentile

Bars show percentile rank among all 996 counties.

[07] Frequently Asked Questions

Is Cumberland County, PA a good place to move to?

Cumberland County has a Boom Town Index score of 77/100, ranking #233 among 996 U.S. counties. With job growth at +0.8% and a median household income of $82,849, it's an above-average county on economic indicators.

Is Cumberland County affordable?

The median home value in Cumberland County is $246,200 with median rent at $1,146/month. The income-to-home-value ratio is 0.3365, which is more affordable than the national average.

Is Cumberland County growing or shrinking?

Population growth: +1.5% year-over-year. Job growth: +0.8%. Home values changed +3.8% in the past 12 months.

Are people moving to Cumberland County?

Yes — 4.56% of Cumberland County's population moved from another state, which is above the national average and indicates strong in-migration.

[08] Similar Metros

St. Louis County, MN 87 Delaware County, IN 87 Huron County, OH 87 Sandusky County, OH 87 Strafford County, NH 87 Sauk County, WI 87 Ocean County, NJ 87 Stark County, OH 87