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Okaloosa County, FL

RANK #872 / 996  ·  POP 212,021  ·  FL

PROJECTED GROWTH: -1.3%

Okaloosa County ranks in the bottom tier of U.S. counties on economic momentum.

[01] Why Okaloosa County?

Okaloosa County, Florida, is distinguished by its "sugar-white" sand beaches and emerald-green waters, particularly around Destin, known as the "World's Luckiest Fishing Village." Located in the Florida Panhandle, it is approximately an hour's drive east of Pensacola. The community offers a blend of bustling beach towns and quieter inland areas like Crestview, which serves as the county seat. Commuting within the county is facilitated by major highways and the Emerald Coast Rider public transit system, which includes bus and trolley services. Outdoor recreation is a significant draw, with opportunities for fishing, boating, kayaking, and hiking in numerous county parks, state parks like Henderson Beach State Park, and along rivers such as the Blackwater, Yellow, and Shoal.

Life in Okaloosa County is shaped by its natural amenities and a strong military presence, with Eglin Air Force Base being a major influence. The area attracts families and young professionals, partly due to its highly rated public schools. The economy is experiencing growth, driven by new investments in sectors like aviation manufacturing and other industries, particularly in the northern part of the county. This economic development is supported by a skilled workforce, including military members transitioning to civilian careers.

[02] Market Snapshot

Housing Ratio
4.2x

Below national median (4.7x)

GDP Growth
+1.4%

Below national median

Home Prices
-2.0%

Prices declining

Climate & Terrain
2.0

Moderate climate & terrain

Price/Rent
13x

Below national median (13x)

Housing is fairly valued at 4.2x relative to local economic output. The typical U.S. county is 4–6x.

[03] Signal Profile

[04] Home Value Growth vs National

Okaloosa County U.S. National

The Numbers

DEMOGRAPHICS
Population
212,021
+1.33% YoY
Median Household Income
$73,988
Median Home Value
$295,400
-2.01% 12mo
Median Rent
$1,382
Average Annual Pay
$61,616
+3.6% YoY
Employment
89,705
-0.7% YoY
Income-to-Home-Value
0.2505
More affordable than average
Migration Inflow
3.55%
of pop. from another state

Market Activity

REAL ESTATE
Median Sale Price
$349,950
Days on Market
103
Slower market
Months of Supply
6.4
Buyer's market
Sale-to-List Ratio
97.0%
Negotiation room for buyers
Sold Above List
9.1%
Listings w/ Price Drops
18.7%
Building Permits (2024)
1,268
Single-Family Permits
1,053

Source: Redfin · Census BPS — Browse sales on Redfin →

[05] Capital Investment

$1,224M
TOTAL
PROJECT AMOUNT STATUS
Williams International Aviation Gas Turbine Engine Manufacturing Facility
Williams International
$1,000M Under Construction
LiveOak Fiber Optic Network
LiveOak Fiber
$100M Under Construction
FPL Canoe Solar Energy Center
Florida Power & Light (FPL)
$74M Under Construction
Central Moloney, Inc. (CMI) Manufacturing Facility
Central Moloney, Inc. (CMI)
$50M Under Construction

Source: public records, news, corporate announcements. Amounts are estimates where noted.

[06] Score Breakdown

GDP Growth +1.4% 23 percentile
Population Growth +1.3% 79 percentile
Income Growth +9.8% 78 percentile
Vacancy Rate 2.6% 3 percentile
Home Price Change -2.0% 14 percentile
Rent Growth +0.5% 14 percentile
Price/Rent 13x 55 percentile

Bars show percentile rank among all 996 counties.

[07] Frequently Asked Questions

Is Okaloosa County, FL a good place to move to?

Okaloosa County has a Boom Town Index score of 12/100, ranking #872 among 996 U.S. counties. With job growth at -0.7% and a median household income of $73,988, it faces some economic headwinds compared to faster-growing counties.

Is Okaloosa County affordable?

The median home value in Okaloosa County is $295,400 with median rent at $1,382/month. The income-to-home-value ratio is 0.2505, which is more affordable than the national average.

Is Okaloosa County growing or shrinking?

Population growth: +1.3% year-over-year. Job growth: -0.7%. Home values changed -2.0% in the past 12 months.

Are people moving to Okaloosa County?

Yes — 3.55% of Okaloosa County's population moved from another state, which is above the national average and indicates strong in-migration.

[08] Similar Metros

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